Be Clever With Your Cash
Be Clever With Your Cash
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General Election special! What will the parties do with your money? | Cash Chats #podcast ep395
On this weeks podcast - with the July 4th General Election rapidly approaching, Andy and Amelia have gone through the Tory, Labour and Lib Dem manifestos to see what the main three parties intend to do with you money.
W A T C H N E X T
Barclays Blue Rewards review
ua-cam.com/video/qUZBVMUepGI/v-deo.html
#generalelection2024 #moneynews #politics
TIMESTAMPS
00:00 Welcome to the Cash Chats election special
00:21 The manifestos we'll be focusing on and why
02:53 Taxes
09:20 Property and housing
15:29 Pensions
17:56 Education
MORE
S U B S C R I B E ua-cam.com/channels/_T7G3RjQe7ghD0ikr4reuw.html
N E W S L E T T E R - becleverwithyourcash.com/newsletter/
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - BeCleverCash
I N S T A G R A M - BeCleverWithYourCash
F A C E B O O K C O M M U N I T Y - groups/2661970707423383/
W E B S I T E - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.
Переглядів: 1 224

Відео

RevPoints review - Are they worth it?
Переглядів 2,3 тис.14 годин тому
Revolut’s introduced a rewards programme, allowing all customers to earn “RevPoints” for everyday purchases which can be exchanged for air miles or discounts. Watch to hear what Andy thinks of the new offer. READ THE FULL ANALYSIS becleverwithyourcash.com/revpoints-review/?Organic_UA-cam&Banking_savings&Jun24_link_in_YT_description W A T C H N E X T Barclays Blue Rewards review ua-cam.com/video...
Barclays Blue Rewards review
Переглядів 5 тис.16 годин тому
Andy gives his verdict on the current offering of the Barclays Blue Reward account. Is it worth adding the fee-paying extra to your Barclays current account? W A T C H N E X T Amex Reward points - the best way to use them! ua-cam.com/video/wFMcCpb2pEQ/v-deo.html READ THE ARTICLE becleverwithyourcash.com/barclays-blue-rewards-is-it-worth-switching-for/?Organic_UA-cam&Banking_savings&Jun24_link_i...
UK base rate stays at 5.25%, inflation at 2% & more (money news) | Cash Chats #podcast ep394
Переглядів 3,4 тис.23 години тому
Andy and Amelia talk about the big news stories from the past week and how they affect you and your money. W A T C H N E X T Direct debits for bank switching deals and rewards ua-cam.com/video/9SQUMZRXByk/v-deo.html TIME STAMPS 00:00 Welcome to Your Money this Week 00:29 Amelia's week in money 02:20 Andy's Amex fail 05:30 UK inflation at 2% but no cut to base rate 10:36 People spend more time r...
BEST SAVINGS: June 2024 update inc Chase 5.1%, Raisin £50 bonus & more (UK)
Переглядів 10 тис.День тому
Find out which savings accounts will pay you the best rates right now in my latest roundup. *Find the latest accounts in my regularly updated savings account best-buy article over on our site becleverwithyourcash.com/savings/?Organic_UA-cam&Banking_savings& *More on these updates on the blog June-2024s-savings-round-up-news/?Organic_UA-cam&Banking_savings& W A T C H N E X T Updates on the best ...
How to avoid expensive premium phone numbers & deals of the week | Cash Chats #podcast ep393
Переглядів 2,3 тис.День тому
On this weeks podcast - Andy explains how you can avoid those expensive premium phone numbers and goes through his deals of the week. W A T C H N E X T Direct debits for bank switching deals and rewards ua-cam.com/video/9SQUMZRXByk/v-deo.html #moneysaving #dealsoftheweek #phonenumbers TIME STAMPS 00:00 Welcome to Cash Chats 00:36 How to avoid premium phone numbers 04:19 Debit card hacks video l...
Bank switch round up and current account news / offers June 2024
Переглядів 7 тис.День тому
Here’s Andy's monthly update to help you get the most from your bank account. W A T C H N E X T £150 bonus £114 interest: Co-op Bank's switch offer, June 2024 ua-cam.com/video/JPtRDNpei4A/v-deo.html READ THE ARTICLE becleverwithyourcash.com/june-2024s-current-account-news-offers/?Organic_UA-cam&Banking_savings&Jun24_link_in_YT_description #Bankaccounts #currentaccounts #bankswitching TIMESTAMPS...
Direct debits for bank switching deals and rewards
Переглядів 4,1 тис.День тому
Run out of regular payments required for free cash? Here are few easy direct debits that’ll help. W A T C H N E X T Bank rewards: debit card “spend” hack ua-cam.com/video/9cmrmKz2u84/v-deo.html READ THE ARTICLE becleverwithyourcash.com/cheap-direct-debits-for-bank-switching-and-rewards/?Organic_UA-cam&Banking_savings&Jun24_link_in_YT_description #Bankaccounts #rewards #bankswitching TIMESTAMPS ...
Money news: Revolut fraud warning, Super ATMs, free returns & more | Cash Chats #podcast ep392
Переглядів 5 тис.День тому
Andy and our Deputy Editor, Amelia Murray, talk about the big news stories from the past week and how they affect you and your money. W A T C H N E X T Streaming: 10 money saving hacks (inc Prime, Disney, Spotify, Apple, Netflix & MORE) ua-cam.com/video/b9_8Bi5-82c/v-deo.html #yourmoney #moneynews #moneysaving TIMESTAMPS 00:00 Welcome to Cash Chats 00:29 Amelia's week in money 02:00 Andy's week...
£150 bonus + £114 interest: Co-op Bank's switch offer, June 2024
Переглядів 6 тис.14 днів тому
This new offer from Co-operative Bank will get you £75 when you switch, with another £75 available if you meet requirements over five months. There's also the chance to get £114 in interest on top! READ THE ARTICLE becleverwithyourcash.com/co-operative-bank-switch-offer/?Organic_UA-cam&Banking_savings&Jun24_link_in_YT_description W A T C H N E X T Easy and cheap direct debits for bank switching...
Community Q&A special plus deals of the week | Cash Chats #podcast ep391
Переглядів 1,7 тис.14 днів тому
In this weeks podcast, Amelia hosts a special episode where she answers questions from our community on ISAs, bank switching, balance transfers and child saver accounts. Plus deals of the week W A T C H N E X T PREMIUM BONDS: £50k, 3 people, 1 year - WHO WILL WIN? ua-cam.com/video/gxNBK1FM5UM/v-deo.html #moneysaving #dealsoftheweek #questionanswer 00:00 Welcome to Cash Chats - Q&A special 00:20...
Money news: Coffee subscriptions, Asda fuel price hikes, Plusnet & more | Cash Chats #podcast ep390
Переглядів 2,8 тис.14 днів тому
This week our Deputy Editor, Amelia Murray is joined by special guest and consumer expert Vix Leyton. They're talking about the big news stories from the past week and how they affect you and your money. W A T C H N E X T Amex Reward points - the best way to use them! ua-cam.com/video/wFMcCpb2pEQ/v-deo.html #yourmoney #moneynews #moneysaving TIMESTAMPS 00:00 Welcome to Cash Chats 01:11 Supermar...
Earn up to £210 with Amex Gold, get £50 with Asda Money & BA Amex issues (UK CREDIT CARDS June 2024)
Переглядів 5 тис.21 день тому
In Andy's monthly credit card update, he talks about Yonder expanding out of London, the Consumer credit awards, Santander Edge, Asda Money, Amex and the best new offers and deals. W A T C H N E X T Amex Reward points - the best way to use them! ua-cam.com/video/wFMcCpb2pEQ/v-deo.html READ THE ARTICLE becleverwithyourcash.com/june-2024s-credit-card-bnpl-news-round-up/?Organic_UA-cam&Credit_borr...
Cheapest voter ID, bank switch Q&A, plus deals | Cash Chats #podcast ep389
Переглядів 2,5 тис.21 день тому
In this weeks podcast - with the General Election confirmed, Amelia goes through the cheapest options for your voter ID. While Andy answers questions from our community on bank switching. Plus our deals of the week. W A T C H N E X T Bank rewards: debit card “spend” hack ua-cam.com/video/9cmrmKz2u84/v-deo.html #Bankaccounts #dealsoftheweek #voterid 00:00 Welcome to Cash Chats 00:40 Cheapest vot...
Amex Reward points - the best way to use them!
Переглядів 5 тис.21 день тому
What are your American Express points really worth? Rather than cashback, a handful of Amex cards will give you points that can be used in a number of different ways. Andy goes through the best options. READ THE ARTICLE W A T C H N E X T Trading 212 Cash ISA is here - earn 5.2% ua-cam.com/video/G6zpSZJpkP0/v-deo.html #creditcards #amex #americanexpress 00:00 The best way to use Amex Rewards poi...
Money news: Rip off recipes, broadband hikes, Poundland meal deal & more | Cash Chats #podcast ep388
Переглядів 3,4 тис.21 день тому
Money news: Rip off recipes, broadband hikes, Poundland meal deal & more | Cash Chats #podcast ep388
Bank rewards: debit card “spend” hack
Переглядів 7 тис.21 день тому
Bank rewards: debit card “spend” hack
£175 plus free Disney+ & 6.25% interest - Lloyds bank switch offer May 2024
Переглядів 8 тис.28 днів тому
£175 plus free Disney & 6.25% interest - Lloyds bank switch offer May 2024
Energy price cap cut 7%, bank switches, credit scores + latest deals | Cash Chats #podcast ep387
Переглядів 4,3 тис.28 днів тому
Energy price cap cut 7%, bank switches, credit scores latest deals | Cash Chats #podcast ep387
TSB bank switch offer: Up to £160 + £30 & NOW TV | May 2024
Переглядів 7 тис.28 днів тому
TSB bank switch offer: Up to £160 £30 & NOW TV | May 2024
Nationwide £200 switching deal & £100 member "Fairer Share" payment (May 2024)
Переглядів 17 тис.Місяць тому
Nationwide £200 switching deal & £100 member "Fairer Share" payment (May 2024)
Money news: Inflation, crash for cash scams, BT landlines & more | Cash Chats #podcast ep386
Переглядів 2,8 тис.Місяць тому
Money news: Inflation, crash for cash scams, BT landlines & more | Cash Chats #podcast ep386
Trading 212 Cash ISA is here - earn 5.2%
Переглядів 20 тис.Місяць тому
Trading 212 Cash ISA is here - earn 5.2%
Santander savings rate cut (Community questions). Plus deals of the week | Cash Chats #podcast ep385
Переглядів 3,5 тис.Місяць тому
Santander savings rate cut (Community questions). Plus deals of the week | Cash Chats #podcast ep385
Streaming: 10 money saving hacks (inc Prime, Disney, Spotify, Apple, Netflix & MORE)
Переглядів 6 тис.Місяць тому
Streaming: 10 money saving hacks (inc Prime, Disney, Spotify, Apple, Netflix & MORE)
Free cards to use abroad 2024: Debit | Credit | Smart travel | Multi-currency for travel (UK)
Переглядів 9 тис.Місяць тому
Free cards to use abroad 2024: Debit | Credit | Smart travel | Multi-currency for travel (UK)
Money news: long mortgages, ethical banks, Spotify change & more | Cash Chats #podcast ep384
Переглядів 2,9 тис.Місяць тому
Money news: long mortgages, ethical banks, Spotify change & more | Cash Chats #podcast ep384
£175 Santander switch PLUS £15 EXTRA: May 2024
Переглядів 9 тис.Місяць тому
£175 Santander switch PLUS £15 EXTRA: May 2024
The BEST banks - voted for by customers! Plus deals of the week | Cash Chats #podcast ep383
Переглядів 4,6 тис.Місяць тому
The BEST banks - voted for by customers! Plus deals of the week | Cash Chats #podcast ep383
PREMIUM BONDS: £50k, 3 people, 1 year - WHO WILL WIN?
Переглядів 14 тис.Місяць тому
PREMIUM BONDS: £50k, 3 people, 1 year - WHO WILL WIN?

КОМЕНТАРІ

  • @PeterG111
    @PeterG111 13 годин тому

    Can i switch an existing Lloyds bank account to Lloyds club account?

  • @Michael-bi9ll
    @Michael-bi9ll 21 годину тому

    Just to double check, i could put £1000 in, take it out, and put it back in? Does anyone know

  • @rodfulford4306
    @rodfulford4306 22 години тому

    No mention about tax on savings!

  • @JPnielsen
    @JPnielsen 22 години тому

    Waste it. Even the supposedly "Far-Right" Reform UK want to waste £7.5 billion of UK taxpayer money on "foreign aid". Which I suppose is at least less than the 15 billion Tory & Labour want to waste

  • @Carl-yz7ym
    @Carl-yz7ym 23 години тому

    Let's not forget how lib dems promised free education for universities. They got into power and did nothing. the price went up. Starmer wants to tighten hate speech laws and more immigration. Can you trust these parties?

  • @bufordmaddogtannen
    @bufordmaddogtannen День тому

    If only big consultancies working at government projects could be forced to pay taxes like everyone else, instead of squeezing money out of the "middle" class...🙄

  • @sleep99PS3
    @sleep99PS3 День тому

    spend it. That's the answer.

  • @LS-id5hc
    @LS-id5hc День тому

    Voted reform again as voted in 2019. No to BBC TAX.

  • @markwilliams4274
    @markwilliams4274 День тому

    Scraping NI for the self employed who rarely earn more than £12570 threshold for tax, makes perfect sense that just let the rest of us PAYE mugs pay for everything.

  • @charlieboyvespa8610
    @charlieboyvespa8610 День тому

    I'm for reform! Sold on the 20k personal allowance end of

    • @LS-id5hc
      @LS-id5hc День тому

      Voted Reform again. As voted in 2019. No BBC Tax.

  • @bufordmaddogtannen
    @bufordmaddogtannen День тому

    This "scraping the barrel" bank switching hobby is getting tiresome imho...

  • @isaachussain5343
    @isaachussain5343 День тому

    Does the cant have recieved a bonus before thing include recieving a free student railcard few years ago?

  • @ivornappinion9406
    @ivornappinion9406 День тому

    Afternoon peeps 😊

  • @peterguthrie5018
    @peterguthrie5018 День тому

    I love the fake HRMC calls , they’re hilarious and huge fun .

  • @BharadiaKai
    @BharadiaKai День тому

    1:10 Ultra fee is actually £55 per month

  • @daveno144
    @daveno144 День тому

    I too will be leaving Blue Rewards on 30th September 204 and moving the money in my Rainy Day Saver elsewhere

  • @robertcalleja2348
    @robertcalleja2348 День тому

    Yes ill be shutting down my blue rewards and moving my savings shame on you Barclays

  • @alie8129
    @alie8129 День тому

    Can you put up a video on what to do when Cash Isa Matures??

  • @Jerry12533
    @Jerry12533 День тому

    what about now I only creat paypal so I can pay in online shop that don't acept master or visa.

  • @KellieatLarge
    @KellieatLarge День тому

    I already decided to close mine in September and I'm going to move my Rainy Day Saver savings into my new Trading 212 cash ISA. I'll probably also do a bank switch on my Barclays current account now too.

  • @benjaminfoster1806
    @benjaminfoster1806 День тому

    What would you say about nutmeg? Is it good for a Stocks and Shares ISA? I have opened one as it is linked with the chase app which I love. I am hearing more about trading 212 and Vanguard.

  • @BonkersAboutAlice
    @BonkersAboutAlice День тому

    Frankly I can't see any real benefit in this Avios incentive. Many other better and cost free ways to gain Avios. Come on, 1 Avios for every £10 is the worst "reward" rate anywhere.

  • @Dinil-ce4md
    @Dinil-ce4md 2 дні тому

    I paid an Annual fee in full for the Premium option because it was great for travelling, 90 days insurance and Lounges if flight is delayed for more than an hour, I'm annoyed with Revolut that they've now removed these benefits mid plan, and the new options are no longer any benefits. Was a fan, no longer 😢

    • @daleonwheeler3717
      @daleonwheeler3717 День тому

      I still have those premium benefits maybe it depends where you live

    • @Dinil-ce4md
      @Dinil-ce4md День тому

      ​@@daleonwheeler3717UK benefits ending July 24, my friend didn't get the email to say it's changing. You'll probably get it soon

    • @Dinil-ce4md
      @Dinil-ce4md День тому

      @@daleonwheeler3717 UK, a friend of mine didn't receive email mentioning this, I'm pretty sure it's for everyone

    • @steven1515
      @steven1515 День тому

      I totally agree,Not happy I've got the metal account and I've only just found out that my 90 day medical insurance which is the reason why I got this card, is going down to 30 days for travel - medical insurance, I'm going away in August for 65 days, does anybody out there knows who does 90 days cover Please? let me know , I am not very happy with what Revolut has done Midway, and I paid the full amount 6 months ago. Surely, they should honour it until the end of my contract with them!! Any advice would be welcome. Cheers👍

    • @Dinil-ce4md
      @Dinil-ce4md День тому

      @@steven1515 the option I got was a free downgrade starting at the end of my plan in January, woopy doo. And you'll lose the Lounge access aswell from July if flight delayed

  • @aflayvab7908
    @aflayvab7908 2 дні тому

    Hi Andy will it work if you used the add money feature for revolute from chase and essentially pay yourself like you mentioned in a previous video for the halifax hack

  • @nads205
    @nads205 2 дні тому

    Disney is on the boycott list due to donations to fund g&&nocide in Palesitne. Good tips tho.

  • @cloudhop
    @cloudhop 2 дні тому

    Just cancelled SKY after 14 years...I was just a cash cow ... creeping substantial rises NO loyalty bonus worth having. Worked out I hardly watched any pure SKY channels. Warning..they make it difficult for you to cancel . Gone to Freeview now will NEVER enter into any TV contract ever. Too much free choice via You Tube , Freeview etc ...info here about streaming and on demand good.

  • @housemonkey3000
    @housemonkey3000 2 дні тому

    Is it true that withdrawing money from a Chase Uk account is not straightforward?

  • @allendavid4139
    @allendavid4139 2 дні тому

    I don’t like this move to only in the app you can do certain things

  • @Money-Easy-Plan
    @Money-Easy-Plan 2 дні тому

    I'm deeply touched by your video! - "Triumph arises from unwavering and unrelenting effort.."

  • @Hotguns71-
    @Hotguns71- 2 дні тому

    Hello I have just completed my first switch to Lloyds . How long would I have to wait before I can switch from Lloyds to another? And would taking the Disney+ effect it

  • @Money-Easy-Plan
    @Money-Easy-Plan 2 дні тому

    I'm genuinely impressed by your video! - "Challenges are opportunities in disguise.."

  • @adamingleton8529
    @adamingleton8529 2 дні тому

    Just closing mine barclays blue and put my money across to chase

  • @gabymotsoloc9295
    @gabymotsoloc9295 2 дні тому

    I'm ditchin...

  • @Afrinaturality
    @Afrinaturality 2 дні тому

    Yeh, I'm gonna close down my Blue Rewards account. I only opened it for the Rainy Day Saver...

    • @Michael-bi9ll
      @Michael-bi9ll День тому

      Same here, just need to find somewhere to switch to now

  • @MENSA.lady2
    @MENSA.lady2 2 дні тому

    Barclays Big Brother policy caused me to take my money elsewhere. They have not improved since.

  • @juan-bf7hm
    @juan-bf7hm 2 дні тому

    Thanks for the video. What percentage do you think will be the best fixed term interest rates offered for 12-18 months around October-November this year?

  • @SeedReeker
    @SeedReeker 2 дні тому

    Cancelling my blue rewards in August and sticking savings into chase 5.1% moving forwards. Shame as I’ve been with Barclays for years

    • @alexanderjamesninnim
      @alexanderjamesninnim 2 дні тому

      It's a tiny bit less but Plum are paying 4.97% and the interest is paid to you daily.

    • @SeedReeker
      @SeedReeker 2 дні тому

      @@alexanderjamesninnim reviews of plum aren’t great from what I’ve seen though

  • @manavvaid4195
    @manavvaid4195 2 дні тому

    How long does it take to get an Excellent score for beginners with BarclayCard Forward Card assuming I pay all the bills on time and clear the credit before due date? Thanks

  • @psprog
    @psprog 2 дні тому

    Thanks for this - I had no idea Apple TV was included! I was randomly upgraded to Premier about 10 years ago (I've never come close to the salary requirements) so I'll enable this now. Cheers!

  • @mike-sw
    @mike-sw 2 дні тому

    It's one of the few banks still offering to stamp bank statements and they've got machines to do that in branch too! Sadly the benefits (or rather costs) are too poor now.

  • @3n19ma
    @3n19ma 2 дні тому

    Thanks for the info!

  • @DarthConflictus
    @DarthConflictus 2 дні тому

    I could understand Apple TV for some but personally it would of been more tempting if it was like NowTV/Netflix/Prime as an example since Lloyds has Disney but WHO do you know is gonna at look at this and say “Oh yeah, Barclays is doing MLS, I'm signing up!” like who out there is watching MLS 😂😂💀

  • @maxal853
    @maxal853 2 дні тому

    Great content as always! Thanks man!

  • @charlieboyvespa8610
    @charlieboyvespa8610 2 дні тому

    Switched to santander on the last day of the offer!

  • @neilsg2001
    @neilsg2001 2 дні тому

    I'm using trading 212 app to save a cash ISA to get 5.2%. Excellent app. I'll be cancelling blue rewards, thanks for heads up.

  • @bifkinuk
    @bifkinuk 2 дні тому

    Good riddance, Barclays! I got rid of my Blue Rewards a while ago. Back in 2022, it was definitely worth having. I used to have a Barclays mortgage with about 4 grand left on it fixed at 1.58% but I would earn more in blue rewards cashback (£12 / month) than I did in mortgage interest so Barclays were effectively paying me to have a mortgage with them!

  • @julsia6798
    @julsia6798 2 дні тому

    From Sep, the £5 fee a month is for non Premiere customers. Premier customers will get it for free.

    • @sumanchatterjee2109
      @sumanchatterjee2109 2 дні тому

      Are there any costs associated if one can upgrade to premier?

    • @julsia6798
      @julsia6798 2 дні тому

      @@sumanchatterjee2109 No costs as such. You need to be earning £75k or have £100k invested or saved with them

    • @julsia6798
      @julsia6798 2 дні тому

      @@sumanchatterjee2109 Not directly, but you need to make £75k a year or have £100k in savings with them

  • @colombanoalessandro
    @colombanoalessandro 3 дні тому

    Was waiting for this video, thank you!

  • @ArunJoy90
    @ArunJoy90 3 дні тому

    Barclays is probably the worst high street bank in the UK. They have hands down, the worst banking app that is filled with ads for their insurance scheme and other services, has no/very occasional bank switching offers, provides very low intrests, has no high interest paying regular saver like Lloyds or Halifax, no cashback offers like chase, invests money into promoting fossil fuels and wars, and now, doesn't even have a proper rewards account. It's a bank that just takes, takes, and takes, while giving back nothing.

  • @lambypie100
    @lambypie100 3 дні тому

    Had my Barclays current account since I was 18 now nearly 50. And a blue rewards for a couple of years but time to change. Going for the Lloyds club account for the £175 reward.

    • @sahinkeles8223
      @sahinkeles8223 2 дні тому

      Dont close the barclays down since you have had your account for over 25 yrs your credit score will go down massively

    • @lambypie100
      @lambypie100 2 дні тому

      @@sahinkeles8223 I'm not sure this is true.

    • @DarthConflictus
      @DarthConflictus 2 дні тому

      @@lambypie100no this is true, don't close your Barclays account whatever you do because it shows stability that you've been at a bank for 30+ years, create a dummy account or an additional Barclays account to switch with when you go to Lloyds, keep your credit score with a very very small ding that only lasts for a few months than losing your credit history